Chase Ink Business Credit Cards: Maximize Your Rewards and Benefits
As a business owner, you know how important it is to manage your expenses efficiently and make the most out of every dollar spent. Enter Chase Ink Business Credit Cards – a powerful suite of credit cards designed to help you earn valuable rewards, save money, and streamline your business operations. In this comprehensive guide, we’ll dive into the fantastic benefits that these cards offer, so you can choose the one that best fits your needs.
Ink Business Preferred® Credit Card: The Powerhouse for Rewards
The Ink Business Preferred® Credit Card is a true rewards juggernaut, offering an impressive sign-up bonus and a generous earning structure that caters to a wide range of business expenses. Here’s what you can expect:
- Introductory Bonus: Earn 100,000 bonus points after spending $15,000 on purchases in the first 3 months from account opening. That’s worth $1,000 in travel when redeemed through Chase Ultimate Rewards®.
- Earning Potential: Earn 3 points per $1 spent on travel, shipping purchases, internet, cable and phone services, advertising purchases with social media sites and search engines (up to $150,000 in combined purchases per account anniversary year). Earn 1 point per $1 on all other purchases.
- Flexible Redemption Options: Redeem your points for travel, cash back, gift cards, and more through the Chase Ultimate Rewards® program. Your points are worth 25% more when redeemed for travel through the Chase travel portal.
- Cell Phone Protection: Get up to $800 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Ink Business Preferred® Credit Card.
- Travel Benefits: Enjoy travel protections like trip cancellation/interruption insurance, auto rental collision damage waiver, and purchase protection.
Ink Business Cash® Credit Card: The Cash Back Champion
If you’re looking for a simple and straightforward way to earn cash back on your business expenses, the Ink Business Cash® Credit Card is an excellent choice. Here’s what it offers:
- Sign-up Bonus: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Earning Structure: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
- Flexible Redemption Options: Redeem your cash back for statement credits, direct deposits into most U.S. checking and savings accounts, gift cards, and more.
- Employee Cards: Get unlimited employee cards at no additional cost and earn rewards on their purchases.
- Purchase Protection: Enjoy purchase protection against damage or theft for up to 120 days after purchase.
Ink Business Unlimited® Credit Card: Unlimited Earning Potential
If your business has diverse spending needs, the Ink Business Unlimited® Credit Card might be the perfect fit. With its straightforward earning structure, you can maximize your rewards across all your purchases. Here’s what it offers:
- Sign-up Bonus: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Earning Structure: Earn an unlimited 1.5% cash back on every purchase made for your business.
- Flexible Redemption Options: Redeem your cash back for statement credits, direct deposits into most U.S. checking and savings accounts, gift cards, and more.
- Employee Cards: Get unlimited employee cards at no additional cost and earn rewards on their purchases.
- Purchase Protection: Enjoy purchase protection against damage or theft for up to 120 days after purchase.
Additional Benefits Across All Chase Ink Business Credit Cards
While each Chase Ink Business Credit Card offers its own unique set of rewards and benefits, they also share some common perks that can help streamline your business operations:
- Chase Offers: Save money with exclusive discounts and offers from popular merchants when you enroll your Chase Ink Business Credit Card.
- Account Management Tools: Easily manage your account online or through the Chase Mobile app, including accessing your statements, setting up payment reminders, and tracking your rewards.
- Fraud Protection: Enjoy peace of mind with Zero Liability Protection, which means you won’t be held responsible for unauthorized charges made with your card or account information.
- Flexible Financing Options: Take advantage of 0% Introductory APR on purchases for the first 12 months with the Ink Business Preferred® Credit Card and the Ink Business Unlimited® Credit Card (then a variable APR of 16.24% – 23.24% applies).
- Chase Business Complete Checking℠: Streamline your business finances by pairing your Chase Ink Business Credit Card with a Chase Business Complete Checking℠ account, which offers features like built-in card acceptance, quick and easy invoicing, and more.
Choosing the Right Chase Ink Business Credit Card
With so many excellent options available, selecting the right Chase Ink Business Credit Card can be a tough decision. Here’s a quick overview to help you choose the best fit:
- Ink Business Preferred® Credit Card: Ideal for businesses with significant travel, shipping, internet, cable, phone, and advertising expenses who want to maximize rewards.
- Ink Business Cash® Credit Card: Perfect for businesses that spend heavily at office supply stores, on internet, cable, and phone services, as well as gas stations and restaurants.
- Ink Business Unlimited® Credit Card: A versatile choice for businesses with diverse spending needs who want to earn rewards on every purchase.
Remember, you can always consult with a Chase representative or explore the Chase website for more details on each card’s benefits and eligibility requirements.
Maximize Your Business Potential with Chase Ink Business Credit Cards
By leveraging the incredible benefits offered by Chase Ink Business Credit Cards, you can streamline your expenses, earn valuable rewards, and unlock a world of savings and perks for your business. Whether you’re a seasoned entrepreneur or just starting out, these cards can be powerful tools to help you achieve your business goals while enjoying tangible rewards along the way.
Don’t wait any longer – explore the Chase Ink Business Credit Card lineup today and take the first step towards maximizing your business potential!
